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Lending your car to a trusted relative or friend may seem like a kind gesture, but it could impact your auto insurance. Learn more about what could happen to your insurance if someone else drives your car.<\/span><\/p>\n Depending on your auto insurance coverage, your auto insurance can cover your vehicle if you plan to let a driver who is listed on your policy borrow it. That being said, if the driver has a car accident, it could impact your insurance premium despite the fact that you were not the driver. Because auto insurance coverage is connected to the vehicle not the driver, your insurer will deal with the claim. But there are exceptions in some provinces, so check with your insurance company.<\/p>\n If you are going to lend your vehicle to a driver who won\u2019t be driving your vehicle regularly and won\u2019t be listed on your policy, the unlisted driver must have a valid driver\u2019s licence and be legally allowed to drive.<\/p>\n If the person you lend the vehicle to gets into an accident, it may affect your insurance rates. Despite not being in the vehicle at the time, you could still be penalized. In some cases, this can apply even if the driver wasn\u2019t at fault for the accident.<\/p>\n Need to make a claim? The\u00a0Personal makes it easy with our\u00a0<\/span>quick online claim service.<\/a>\u00a0<\/span>We\u2019ve got the coverage you can rely on.<\/p>\nLending your car to a driver who is listed on your policy<\/h2>\n
Lending your car to a driver who isn\u2019t listed on your policy<\/h2>\n
What happens if the driver gets into an accident?<\/h2>\n
What to do before lending your car<\/h2>\n
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For more on this topic<\/h2>\n